A complete 10-year financial model with IRR, amortization, depreciation, sale scenarios, and plain-English insights. Works for residential and commercial deals alike — the analysis adapts to what you're underwriting.
Built on real financial math — not rules of thumb. Every figure is auditable and derived from the inputs you enter.
Income, expenses, cashflow, tax impact, and returns projected year by year with configurable growth rates for each line item.
5-year and 10-year internal rate of return, including projected sale price, mortgage payoff, capital gains tax, and net proceeds.
Mortgage and seller-financed notes with month-by-month principal/interest breakdown, rolled up into annual summaries.
Straight-line depreciation on real property (27.5yr) and personal property (7yr) with the half-year Y1 convention applied automatically.
Configure federal and state ordinary and capital gains rates. See how depreciation tax shield actually affects your pocket.
Automated analysis flags weak deals and highlights strong ones in conversational language — the 1% rule, operating margin, IRR quality, leverage risk.
A short intake wizard tunes the analysis to your deal — residential (SFR through multifamily) or commercial (single-tenant, multi-tenant, mixed-use). 27.5-year vs 39-year depreciation, DSCR vs 1% rule, cap rate benchmarks, and plain-English verdicts all adapt.
Every dollar in and out of the property, projected for 10 years. Rental income, operating expenses, debt service, depreciation, tax impact, principal paydown — all computed from your inputs and arranged as a complete statement of operations.
Seven written insight cards translate the math into decisions: is the deal strong, neutral, or a concern? Does it pass the 1% rule? What's the cash flow story? Every card includes a verdict, a narrative, and the numbers that back it up.
After all expenses, debt service, and estimated taxes, this property is projected to generate $4,120 per year ($343/month) — a 4.4% yield on your invested capital. With rents growing at 3% annually, pretax cash flow is expected to reach $9,718 by Year 5.
Monthly rent of $3,040 equals 1.34% of the $227,000 purchase price — above the 1% benchmark. Properties that clear this hurdle tend to generate positive cash flow more reliably.
A short intake wizard asks about your property type, lease structure, hold period, and financing. The rest of the analysis adapts to what you're actually underwriting.
Purchase price, financing terms, rent, operating expenses, tax rates. Six live dashboards update as you type — summary, operations, sale scenarios, schedules, and plain-English insights.
One click generates a complete multi-page PDF — ready to share with partners, lenders, or file away for due diligence.
Soon. We're actively building toward a public early access release. Waitlist members get the heads-up first — and we'll share progress updates along the way so you'll know what's landing before it lands.
The core engine is complete — 10-year operations projection, IRR, amortization, depreciation, sale scenarios, and plain-English insights. Commercial real estate support is in active development, including 39-year depreciation, DSCR, cap-rate benchmarks, and lease-structure modeling (gross, modified gross, NNN).
Yes — that's one of the things being built right now. A short intake wizard on first visit asks about your property type (residential single-family through multifamily; commercial single-tenant, multi-tenant, or mixed-use) and the rest of the analysis adapts automatically.
The engine uses standard real estate financial methods: Newton-Raphson IRR, actuarial mortgage amortization, MACRS-style straight-line depreciation with the half-year convention, and conventional tax treatment of passive income and capital gains. Every output is derived from inputs and fully auditable.
Property inputs stay in your browser. When early access opens, the only data leaving your device will be optional feedback you explicitly submit. Waitlist emails are stored only to send you progress updates — nothing else.
The web app works on mobile browsers — though wider tables read better on tablets and desktop. Dedicated native apps may come later depending on demand.
Early access opens to waitlist members first. Sign up to be notified when it's ready.